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Posted Mon Sep 22 12:24PM

FHA

Most of the aspects are the same as calHFA but underwriting standards are more lenient, esp. when it comes to borrower's debt to income ratios
As. of Oct. 1, 96.5% financing, 3.5% down payment required
borrower pais PMI
at least 30 day close, 45 day is better
Interest rates in mid mid 5- mid 6s for conforming loan amounts and to mid 6s to 7s for agency jumbo

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